Bariatric surgery is often considered a medical necessity, therefore, many insurance companies do fully or partially cover bariatric surgery. Bariatric surgery requires pre-authorization from your insurance company. Contact your insurance company to learn the details of your particular plan and ask if bariatric surgery is a covered benefit. In addition to asking about your coverage, your deductible and your maximum out-of-pocket costs, it is important to ask about whether there are any exclusions to weight loss surgery in your plan.

One of the advantages of having your surgery done at KC Bariatric is that not only do we accept almost all major health insurances, but we also hold exclusive contracts with most major insurance companies to provide care due to our superior results, lowest complication rates, and our distinction as a Center of Excellence. KC Bariatric accepts many of the most common insurance plans, including United Healthcare, Aetna, Humana Choice Care, Blue Cross Blue Shield, Cigna and AARP, as well as Tricare Standard and Tricare For Life and Medicare (as a non-contracted provider). In addition to these, the Bariatric Center is contracted with many more insurance companies, so be sure to call your provider.

Our case managers are insurance experts who will help you navigate the insurance approval process. We have helped many patients obtain approval who may otherwise have been unable to find coverage. Contact us if you have questions about insurance and to find out how you can become a patient. We look forward to partnering with you on your journey to a healthier life!


At KC Bariatric we do offer self-pay options that can help even when insurance won’t pay. If you don’t have insurance, don’t meet medical necessity or weight requirements set by your insurance, or have an exclusion on your insurance policy, we have a discounted surgery package price available for you.

We also partner with medical financing lenders to provide you with an easy way to finance your weight loss surgery with low monthly payment plans. Don’t let cost keep you from taking steps to a healthier life.

Many insurance plans require a 2-6 month medically-supervised weight loss program prior to approval for bariatric surgery. Our self-pay program is a faster alternative, which allows you to skip this lengthy process. Contact our office and register for a free seminar to see if you qualify for this “Fast-Track Pathway to Surgery”, which may potentially allow to schedule your surgery within 30 days of your initial surgical consultation!

So, Now What?

Once you’ve determined that you’ve got coverage for weight loss surgery under your insurance plan, or you’ve worked out your financial arrangements, you’re ready to register for one of our upcoming free seminars.